Senior Software Engineer - Risk

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We are here to radically change the banking industry for the better. We have built Europe’s most robust open banking platform – with the broadest, deepest connectivity and powerful services that create value out of the financial data. We offer the tools that allow anyone, from big banks and fintechs to startups, to build the future of financial services across Europe. But we are far from done. Tink is at the forefront of the Open Banking trend and we keep pushing what good looks like in the industry.

Tink is trusted by some of the largest players in financial services. Today, Tink technology is used by companies like Paypal, Kivra, BNP Paribas and Avanza. Read more about our services and how they are used here.

About Risk Decisioning

Tink has recently decided to expand its offering to risk decision-making products. Tink acquired Instantor in 2020, which is a risk decisioning focused company building solutions on top of open banking infrastructure. This addition strengthens our existing platform where we already aggregate and categorise data to serve customers in financial services. We see several new clear use cases being solved paired with high demand across European markets for this type of service. Potential customers will be lenders, banks, other financial institutions in the B2C finance industry. We are now launching our first product and aim at expanding to new markets and releasing new products in the coming 9-12 months. 

The team

The Risk Decisioning team consists of both backend engineers and data scientists but also includes end-2-end capabilities with Product and Marketing as well. We are a growing team that was formed in September 2020. Since then, we have been developing and releasing our first product Income Check. Income Check lets you verify an end-user’s income by fetching real-time data from their bank account. It has now been launched in two markets with more markets to come. In addition, we have also started our work on the next product. Tink’s platform is built primarily on Java and Golang, but in our team, we use Java and Python. We are using AWS and Kubernetes for container orchestration. Other technologies that we work with are Cassandra, MySQL, Docker, Kafka, Bazel, Git, JUnit, gRPC, Prometheus and Jaeger. We aim at using tools that make sense, and at the same time allow the team to be in control of the solutions in their problem space.

Role responsibilities

  • Be part of the growing Risk Decisioning team and contribute to achieving our mission.
  • Drive our team forward with technical leadership and grit.
  • Innovate around new features and measure how these features perform being instrumental in bringing the Product Vision to life.
  • Implement, test, operate and maintain our team’s various products.
  • Collaborate and build high-quality products by following good engineering practices. 
  • Take things from idea to reality.

What’s in it for you? 

  • As an engineer at Tink, you will solve completely new problems together with your team. Your team will be responsible for the whole development cycle and have full ownership of the services you develop. 
  • As many things are new here, you will be part of designing our systems and make sure that what we develop today is scalable for years and billions of transactions to come. 
  • We like to see Tink as a great opportunity for people with passion and engagement. Tink is an engineering and product company at heart. We look for people who want to keep growing as an engineer in a fast-paced environment.


Feel free to attach links to your Github account or anything else you feel we should know about. We're happy to tell you more about the Risk team! 

Additional information

  • Remote status

    Hybrid remote

Or, know someone who would be a perfect fit? Let them know!

Vasagatan 11
111 20 Stockholm Directions 08-50 90 89 00 View page


03 Warsaw Directions View page

The values that guide us

Not everyone can be everything all the time, but we all do everything we can to live our values - because that's how we keep pushing the envelope. 

Challenging: We are here to challenge the industry as well as ourselves.

Exceptional: We always strive to be the best version of ourselves.

Sincere: We are true in our actions and say what we believe.

Responsible: We step up, take initiatives and make things happen.

Friendly: We are in this together, we are one team.


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