Tink was founded in 2012, and a decade later became part of Visa in 2022. Tink was created with the aim of changing the banking industry for the better. We have built Europe’s most robust open banking platform – with the broadest, deepest connectivity and powerful services that create value out of the financial data. We offer the tools that allow anyone – from big banks and fintechs to startups – to build the future of financial services across Europe.

Compliance Officer

At Tink, we’re creating the foundations that a new world of finance will be built on. By constantly challenging ourselves to go further and do better, we’re developing the ground-breaking services that businesses will use, to revolutionise the way millions of people manage their money. The world of financial services is changing fast, and we will continue to be at the forefront of it.

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How you’ll challenge an industry:

Tink is Europe’s leading open banking platform, allowing customers to initiate payments from any account, at any bank to their own service in a fast and seamless way. It is vital for Tink to be able to take swift strategic decisions that are well-balanced and efficiently take into account all relevant regulatory risks. Our industry and our operations expand and grow more complex every day and we are in constant need of developing our processes across the organisation.

As a result of the continued growth, in both products and markets, the expectations on Tink increase as well. To continue our journey to success and ensure that we are compliant with all financial regulations, we are now looking for a Compliance Officer to join our compliance team.

What we offer you

We are looking for a Compliance Officer who wants to help continue the development of our compliance program and function. As a Compliance Officer at Tink, you will work closely with colleagues in many different teams (and locations), making it essential that you are business-oriented and able to provide practical and actionable guidance and advice in a user-friendly way.

Our innovative products and services require legal and regulatory innovation combined with high integrity and independence. To thrive in our team you must have the ability to adapt quickly to changes, be creative and action-oriented as well as down-to-earth and enjoy having fun with your colleagues at work. You need to be smart, ambitious and always try your best. We believe that your excellent communication skills and willingness to cooperate will create added value for Tink. Together with other team members, you will work to create the conditions for Tink to achieve its goals, in a way that takes into account regulatory risks.

As a Compliance Officer you are part of our compliance team in the 2nd LoD reporting to the Head of Compliance, but you will also work closely with our in-house 2nd LoD risk control function and our legal function and the rest of the fantastic people at Tink. As Tink is now part of Visa, you will also get the opportunity to work with our Visa colleagues located all over the world.

Areas of responsibility:

Your responsibility will be to assist and develop Tink's compliance program with a primary focus on financial regulations related to PSD2, AML, consumer protection and corporate governance. The compliance function’s responsibilities include, for example:

• Annually developing and implementing a risk-based plan for the compliance function's work.

• Reporting to Tink’s board, management and committees, including supporting the board and management with the development and implementation of the compliance program, both locally in Europe and globally.

• Conducting compliance controls and reviews and other compliance-related activities.

• Continuously identifying, documenting and proposing measures to manage compliance risks.

• Reviewing and assessing the implementation of internal governing documents.

• Responsible for ongoing contacts with financial supervisory authorities in Sweden and in the other markets where we operate.

• Participating in the development of processes for product development and other strategic projects.

• Developing and holding compliance-related training for the board, management and employees.

• Preparing reports, memos and other documentation.

• Monitoring new regulations and regulatory trends and analysing the impact on Tink and its licensed subsidiaries.

Individual areas of responsibility (regulatory and/or organisationally) may be adapted based on your profile and strengths.

What we look for

Compliance Officer

• Relevant academic degree (preferably in law or business law) from a reputable university or college

• 3+ years working experience from a regulatory/supervisory environment, or from a consultancy firm, working with compliance in the financial industry (FinTech meriting)

• Knowledge of financial regulations and laws. Previous working experience regarding PSD2, AML, ethics and/or internal governance and control is meriting

• A team player with excellent communication skills and the ability to deal with both internal and external stakeholders

• Strong organisational and administrative skills with a high attention to details

• Ability to prioritise deliverables and complete work to deadlines

• Fluent in both written and spoken Swedish and English

Last application date is August 31, 2022. We're looking forward to your application!

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Life at Tink

In an environment that’s filled with skilled and creative colleagues, and a culture that encourages people to make their ideas happen, you can have an impact like nowhere else. We all help each other to build new skills and best practices through the diversity of our backgrounds and opinions – while having a lot of fun in the process. Do you want to be part of our story and join one of the leading FinTechs in Europe?